Closer....A little closer....

Since I moved out of my house last June (2008), I have kept a PO box and the mailbox at my apartment. I dont use the apartment address other than a physical address, so dont check the box that often. Well, by chance, I checked it last night to clear out the junk mail, only to find a letter from my new lender, dated August 6th. So...it had been sitting for a few days. I opened it to find the 'Truth in Lending Disclosure Statement' which I needed to review & sign, then get back to them. Im glad I found it yesterday! I quickly signed it and ran it up to the Post Office by the airport so it would go out last night. I then went to my regular PO box to find the payoff statement for the property! They seem like little things, but are progress! Was nice to find that I am hopefully locking in at a very favorable rate...which will keep my payments lower.

More to come..... On a sad note, many of my close co-workers were let go from Itron this week. This corporate place has lost some great people....& my days arent as bright without them. They will be missed.....

More good news...

Yesterday afternoon I rec'd a call from my insurance agent Chris, letting me know that he was writing up my insurance policy for the new construction....to start on September 10th, 2009. So...this means that the mortgage company contacted him with initial info.....YIPPEE! After answering a few questions about the sq footage, etc.....we have a policy!

Keep me in your thoughts.......

Happy Birthday Stoli & Siblings!

Today is Stoli's 2nd birthday!!!!! OMG! I cant believe it's been 2 years! He is such a wonderful, smart, beautiful dog. My mother always said, " God only gives you what you can handle"...she was right! See Pics below

Here we go...

I've been waiting this week to find out where we are & what the next step is. Well....got some good news this afternoon. Looks like the bank is calling the contractor for approval and the broker is meeting with bank on Monday. Now....its in the banks hands to put it all together so we can get moving! Hopefully they call Scott today and he'll get an idea of a start date from them.

Im getting excited...still cautious, but excited. Look for more news...coming soon!

1 step forward, 2 steps back....3 steps forward?

Well.....progress???? I think so. Last friday I was given the bad news that the Mortgage interest company denied my loan. Well, after a weekend of working through my options, I think we are on track. Again, I sit & wait.....but just waiting for paperwork to be ready this time... =)

So.....hopefully.... in a few days, I'll have the loan in place and we can start the build. The contractor is waiting...I am waiting...everyone is waiting & I'm sure they are tired of my whining & moaning too....

Please still keep your fingers crossed, toes, etc....whatever it takes to get me to the point of building. Will keep the blog posted.

Does anyone read this? or is it just for me to vent? let me know....post a comment or send me an email.

One Step Closer! YIPPEE!

Well, I got the news late Friday afternoon that the loan has been approved! Now....we are just waiting on the Mortgage Insurance company to approve & sign off. Soon......

Im ready for the building to begin! The contractor is getting anxious...has already dropped off some of the foundation forms. Im getting anxious... I know that very soon I'll be watching the progress as the dream unfolds.....

Keep your fingers crossed!

Well, today is a milestone day.....My credit score is FINALLY back where it belongs & high enough to start processing my construction loan. We arent out of the woods yet, but at least the score part is done.

Hopefully, with fingers, toes, etc crossed, we'll be able to secure funding & start this little project...finally!

I will keep blogging as I have more news...Cant wait to blog the construction pics....but not crossing that bridge til it's built.